Are you frustrated with your insurance not working in Escape from Tarkov? You’re not alone! Many players experience issues with in-game insurance, which can lead to lost gear and money. Let’s dive into some common reasons why Tarkov insurance may not function as intended and how to resolve these issues effectively.
Understanding Tarkov Insurance
Before troubleshooting, it’s essential to understand how the insurance system works:
- Insurance Providers: Players can choose different insurance companies, each offering various benefits.
- Return Policy: If you die with insured items and your body is not looted, you’ll receive them back in your secure container after a set period.
Common Reasons for Insurance Issues
1. Not Waiting Long Enough
One of the main reasons players don’t receive their insured items is due to impatience. Make sure you wait at least 24 hours in real-time for your gear to be returned.
2. Items Were Looted
If your insured items are taken by another player or scav, they will not return to you. Gear must remain on your body or in your raid stash to qualify for insurance recovery.
3. Incorrect Insurance Policy
Double-check that you’ve used the insurance policy of your choice correctly. Ensure it’s activated for your raid and that you’ve understood the terms.
4. Server Issues
Occasionally, server problems can hinder the functioning of insurance. If Tarkov’s servers are overloaded, it can affect the logistics of item returns.
Troubleshooting Your Tarkov Insurance
Check Your Insurance Settings
Review your insurance settings before each raid:
- Visit the insurance page in the game’s interface.
- Confirm that you have selected the correct insurance provider.
- Ensure you’ve insured all items you wish to be covered.
Monitor Server Status
Keep an eye on the game’s status:
- Check the official Escape from Tarkov website for server maintenance updates.
- Join forums or Discord channels to hear about real-time server issues from other players.
Making the Most of Your Insurance
Here are some additional tips to maximize the benefits of your insurance:
- Use High-Value Items Wisely: Only insure items you can afford to lose.
- Check Items Before Raid: Ensure you know what’s insured by reviewing before starting a match.
- Stay Informed: Follow patch notes to understand changes in insurance mechanics.
Final Thoughts
If your Tarkov insurance isn’t working, following these troubleshooting steps can help you recover your lost gear and prevent similar issues in the future. Always stay updated on the latest game mechanics and server status to ensure the best experience.
Looking to gear up for your next raid? Visit the official Escape from Tarkov website for the latest updates and community insights.
